Tag: debt - Dragos Roua

#365 challenge, #debt, #financial habits, #money

Debt Is Death

Last updated: December 2, 2025

Debt trades future income for present convenience. Each payment kills a piece of your future freedom. The interest isn't financial—it's existential

Financial Resilience Meaningful Relationships

#365 challenge, #debt, #financial freedom, #financial habits, #income, #money

You Can’t Sail A Toy Boat On A Pierced Bucket

Last updated: December 3, 2025

Fix the leaks before optimizing the sails. Financial holes drain faster than earnings fill. Plug the bucket first, then build the boat

Financial Resilience

#365 challenge, #debt, #financial freedom, #financial habits, #frugality, #money

Frugality And Financial Resilience

Last updated: January 7, 2026

Frugality builds resilience by widening the gap between income and expenses. The buffer absorbs shocks that break those living at their edge

Financial Resilience

#365 challenge, #debt, #financial freedom, #financial habits, #frugality, #how to, #money

Beautiful Budgeting In 3 Basic Bullet Points

Last updated: December 3, 2025

Budgeting simplified to three essentials—track spending, separate wants from needs, maintain buffer. Complexity kills execution, simplicity enables consistency

Financial Resilience

#365 challenge, #debt, #financial habits, #money mindset, #resilience

It’s A Learning Process

Last updated: December 2, 2025

Everything worthwhile is a learning process. Quick fixes promise shortcuts. Real skill accumulates through repetition, failure, adjustment—no acceleration available

Financial Resilience Money and Wealth

#debt, #financial freedom, #financial habits, #habits, #list post, #money

5 Financial Habits Enforced By Playing CashFlow

Last updated: December 3, 2025

CashFlow board game teaches income versus expenses, passive income building, good versus bad debt, opportunity recognition, calculated risk. Games teach money better than books

Business Money and Wealth

#debt, #financial freedom, #financial habits, #habits, #list post, #money, #self discipline, #willpower

10 Simple Habits That Will Greatly Improve Your Financial Discipline

Last updated: December 3, 2025

Financial discipline through tracking spending, automating savings, cash envelopes, 24-hour rule, meal planning, buying used, avoiding subscriptions, price comparison, no-spend days, reviewing monthly

Business Productivity and Effectiveness

#debt, #entrepreneurship, #financial freedom, #frugality

How To Save Your Startup – One Toilet Paper Roll At A Time

Last updated: December 3, 2025

Startup survival guide: practical cost-cutting strategies and resourceful tips to keep your business alive during tough times.